Bankruptcy – it is one of the words that make people sit up and take notice and sends chills down their backs. All kinds of images come to mind when you think about bankruptcy, but they may often involve big companies that have squandered huge fortunes or people that have run afoul of the law or the government. Unfortunately, bankruptcy happens more to common, everyday people than it does to big corporations or the wealthy, and there are millions of people that may face the possibility of bankruptcy in their lifetime. While bankruptcy carries a negative connotation to many people, it does not have to be the complete financial ruin you may think it will be for you. You can survive bankruptcy with a good chapter 13 bankruptcy attorney on your side to help you with all your needs and any issues you may have.
An Attorney Takes the Right Approach
A good attorney that has a good understanding of the bankruptcy laws, experience in cases like yours, and a solid understanding of your situation can help you to take the right approach in your case. Your attorney may determine that filing for chapter 13 bankruptcy, where a payment plan is established for you so that you can pay back some or all the debt you owe in a more structured manner that is affordable to you, is the best step for you to take. This approach can help you clear away from the debt you face and rebuild your life.
A Good Attorney Discusses Options with You
A good chapter 13 bankruptcy attorney is one that will take the time to meet with you and discuss things with you in-depth so that they can determine what will work best in your case. If you have the income and means to pay back your debts, chapter 13 is the best options because it can allow you to keep assets like your home or car. You can get the restructuring of your debt you need and get rid of the harassing calls and mail you have been getting from creditors.
Seeing You through Bankruptcy
If you need the help of a chapter 13 bankruptcy attorney to help you see your way through bankruptcy and come out the other side, consider contacting the law office of Karine Karadjian. Karine is an expert lawyer that runs a bankruptcy law office in Los Angeles, and her understanding of the laws and processes can benefit you greatly at this trying time in your life. To set up a meeting to discuss your case, you can phone them at (949) 565-0900 so they can schedule a date and time to meet with you and start developing a plan to assist you.